Driving under the influence is one of the common offense and a serious violation. If you get convicted of driving under the influence or DUI, as we all know, it may cost you a lot of money. Penalties may include fines, court cost and suspension of your driving privilege. The long term penalties will show an effect on your car insurance rates.
If you get convicted of a DUI you will likely be required to obtain an SR22 car insurance. If your drivers license has been suspended because of the DUI conviction, you will have to file an SR22 form through your car insurance company to have your drivers license reinstated. However, not all insurance providers will file a SR-22 form, so if that happens you will have to look for an insurance companies that will file the form for you. You may expect an increase in your car insurance if after DUI conviction and once you file an SR22 with your insurance company.
Now, some insurance companies may cancel your insurance policy completely after DUI conviction, if not then your car insurance rates will substantially increase since you will now be classified as “high risk” driver.
Do not worry about not getting car insurance coverage if your current insurance company drop your coverage after DUI conviction. There are some insurance companies out there that specialize with high risk car insurance. There are always a second chance after DUI conviction.
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