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Reader’s Question:

I am required to get SR50 auto insurance in Indiana? What is it? I need to get it to have my drivers license reinstated in Indiana. I do not own a car by the way.

Mila

If a person is required to show proof of the current insurance to Indiana BMV, he will need to get SR50. This form provides the information of the actual start and end date of the current car insurance policy. In Indiana, it one of the forms that the shows proof that a certain driver is required to have it if that driver have been involved in an accident or received moving violations.

In Indiana, if you did not have car insurance at the time of violation, you will be subject to 1 year license suspension and payment of reinstatement fee of at least $150. You will also be required to get an SR50 or Affidavit of Current Insurance filled out and send them back to the BMV through your car insurance provider

You can get SR50 or Affidavit of Current Insurance online.

If you are required to get certain car insurance coverage to have your driving privileges reinstated, the BMV will notify you what car insurance coverage you are required to get and you can get these even though you do not own a vehicle. Generally, you will need to get auto insurance from insurers to have your drivers license reinstated even though you do not own a vehicle. The BMV will inform you exactly what you need to do that is specific to your situation.

If you own a vehicle or have a vehicle in your household that you can put car insurance policy on, then you will need them to get SR50 and have your drivers license reinstated. But if you do not own a vehicle, you can get non owners policy. If you already know what car insurance you need to obtain, you may be able to get car insurance coverage, let your car insurance company or insurance agent know that you need an SR50.